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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,682 | $208,088-55.0% | $186,193-49.7% | $154,746-39.5% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.1%-10.4pp | 80.7%-14.0pp |
| Annual return | 10.46% | 89.97%-79.5pp | 78.03%-67.6pp | 172.34%-161.9pp |
| Employer contribution / active EE | $2,565 | $4,340-40.9% | $3,918-34.5% | $4,379-41.4% |
| Participant deferral / active EE | $6,240 | $7,078-11.8% | $6,513-4.2% | $6,730-7.3% |
| Admin fee / account holder | $79,408 | $11,698+578.8% | $11,058+618.1% | $14,365+452.8% |