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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,682 | $180,749-48.2% | $160,784-41.7% | $137,256-31.7% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 10.46% | 2234.46%-2224.0pp | 1803.92%-1793.5pp | 220.34%-209.9pp |
| Employer contribution / active EE | $2,565 | $4,155-38.3% | $3,733-31.3% | $4,156-38.3% |
| Participant deferral / active EE | $6,240 | $6,844-8.8% | $6,293-0.8% | $6,407-2.6% |
| Admin fee / account holder | $79,408 | $10,397+663.8% | $9,717+717.2% | $12,270+547.2% |