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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,329 | $185,312-59.9% | $161,489-54.0% | $154,746-52.0% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 15.62% | 103.84%-88.2pp | 89.72%-74.1pp | 172.34%-156.7pp |
| Employer contribution / active EE | $2,892 | $4,769-39.4% | $4,268-32.3% | $4,379-34.0% |
| Participant deferral / active EE | $3,930 | $6,350-38.1% | $5,630-30.2% | $6,730-41.6% |
| Admin fee / account holder | $14,255 | $18,654-23.6% | $16,006-10.9% | $14,365-0.8% |