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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,329 | $172,111-56.8% | $150,298-50.5% | $137,256-45.8% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 15.62% | 69.37%-53.8pp | 62.79%-47.2pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,892 | $4,636-37.6% | $4,154-30.4% | $4,156-30.4% |
| Participant deferral / active EE | $3,930 | $6,166-36.3% | $5,453-27.9% | $6,407-38.7% |
| Admin fee / account holder | $14,255 | $16,471-13.5% | $14,116+1.0% | $12,270+16.2% |