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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,586 | $72,071+283.8% | $68,368+304.6% | $137,256+101.5% |
| Participation rate | 78.6% | 76.2%+2.3pp | 73.8%+4.8pp | 80.0%-1.4pp |
| Annual return | 15.12% | 353.14%-338.0pp | 292.57%-277.5pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,726 | $2,788-38.1% | $2,649-34.8% | $4,156-58.5% |
| Participant deferral / active EE | $6,784 | $4,410+53.8% | $4,123+64.5% | $6,407+5.9% |
| Admin fee / account holder | $50,340 | $5,336+843.5% | $5,150+877.5% | $12,270+310.3% |