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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,223 | $148,623-93.8% | $135,974-93.2% | $139,466-93.4% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 31.65% | 79.30%-47.6pp | 68.30%-36.7pp | 373.66%-342.0pp |
| Employer contribution / active EE | $1,511 | $5,246-71.2% | $4,859-68.9% | $4,754-68.2% |
| Participant deferral / active EE | $3,836 | $8,103-52.7% | $7,760-50.6% | $6,712-42.9% |
| Admin fee / account holder | $181 | $12,406-98.5% | $10,767-98.3% | $11,409-98.4% |