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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,026 | $156,963-38.8% | $121,204-20.8% | $139,466-31.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 22.62% | 1476.75%-1454.1pp | 987.18%-964.6pp | 373.66%-351.0pp |
| Employer contribution / active EE | $6,000 | $5,544+8.2% | $4,170+43.9% | $4,754+26.2% |
| Participant deferral / active EE | $6,000 | $4,848+23.8% | $4,083+47.0% | $6,712-10.6% |
| Admin fee / account holder | $389 | $6,953-94.4% | $5,651-93.1% | $11,409-96.6% |