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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,027 | $81,763-26.6% | $58,561+2.5% | $139,466-57.0% |
| Participation rate | 12.5% | 61.3%-48.8pp | 50.9%-38.4pp | 80.3%-67.8pp |
| Annual return | 22.69% | 7427.77%-7405.1pp | 4251.33%-4228.6pp | 373.66%-351.0pp |
| Employer contribution / active EE | $261 | $1,398-81.3% | $1,053-75.2% | $4,754-94.5% |
| Participant deferral / active EE | $2,745 | $2,555+7.4% | $1,923+42.7% | $6,712-59.1% |
| Admin fee / account holder | $0 | $3,273-100.0% | $2,520-100.0% | $11,409-100.0% |