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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,340 | $175,259+130.7% | $149,723+170.1% | $139,487+189.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.65% | 166.82%-157.2pp | 134.50%-124.8pp | 373.84%-364.2pp |
| Employer contribution / active EE | $7,012 | $5,478+28.0% | $4,821+45.4% | $4,755+47.5% |
| Participant deferral / active EE | $10,630 | $6,522+63.0% | $5,682+87.1% | $6,713+58.4% |
| Admin fee / account holder | $9,201 | $16,158-43.1% | $13,215-30.4% | $11,407-19.3% |