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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,365 | $51,638-8.3% | $129,406-63.4% | $80,959-41.5% |
| Participation rate | 92.3% | 56.9%+35.4pp | 69.6%+22.7pp | 67.7%+24.6pp |
| Annual return | 15.11% | 20.78%-5.7pp | 9468.18%-9453.1pp | 35.67%-20.6pp |
| Employer contribution / active EE | $4,678 | $1,584+195.4% | $4,155+12.6% | $2,757+69.7% |
| Participant deferral / active EE | $11,234 | $2,670+320.8% | $4,167+169.6% | $4,300+161.2% |
| Admin fee / account holder | $9,814 | $4,313+127.5% | $7,689+27.6% | $6,925+41.7% |