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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,891 | $99,668-90.1% | $86,451-88.6% | $134,545-92.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.84% | 6789.61%-6809.4pp | 4398.51%-4418.3pp | 418.37%-438.2pp |
| Employer contribution / active EE | $1,288 | $4,403-70.7% | $3,770-65.8% | $4,742-72.8% |
| Participant deferral / active EE | $3,885 | $7,249-46.4% | $6,953-44.1% | $6,401-39.3% |
| Admin fee / account holder | $530 | $8,377-93.7% | $6,734-92.1% | $11,431-95.4% |