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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,610 | $148,623-25.6% | $135,974-18.7% | $139,466-20.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.83% | 79.30%-60.5pp | 68.30%-49.5pp | 373.66%-354.8pp |
| Employer contribution / active EE | $16,450 | $5,246+213.5% | $4,859+238.6% | $4,754+246.0% |
| Participant deferral / active EE | $7,043 | $8,103-13.1% | $7,760-9.2% | $6,712+4.9% |
| Admin fee / account holder | $544 | $12,406-95.6% | $10,767-94.9% | $11,409-95.2% |