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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,513 | $208,088-69.5% | $186,193-65.9% | $154,746-59.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 17.77% | 89.97%-72.2pp | 78.03%-60.3pp | 172.34%-154.6pp |
| Employer contribution / active EE | $4,186 | $4,340-3.5% | $3,918+6.8% | $4,379-4.4% |
| Participant deferral / active EE | $5,368 | $7,078-24.2% | $6,513-17.6% | $6,730-20.2% |
| Admin fee / account holder | $11,655 | $11,698-0.4% | $11,058+5.4% | $14,365-18.9% |