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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,513 | $180,749-64.9% | $160,784-60.5% | $137,256-53.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 17.77% | 2234.46%-2216.7pp | 1803.92%-1786.1pp | 220.34%-202.6pp |
| Employer contribution / active EE | $4,186 | $4,155+0.7% | $3,733+12.1% | $4,156+0.7% |
| Participant deferral / active EE | $5,368 | $6,844-21.6% | $6,293-14.7% | $6,407-16.2% |
| Admin fee / account holder | $11,655 | $10,397+12.1% | $9,717+19.9% | $12,270-5.0% |