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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,883 | $160,040+18.6% | $147,096+29.1% | $145,877+30.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.05% | 98.49%-83.4pp | 419.75%-404.7pp | 551.28%-536.2pp |
| Employer contribution / active EE | $17,747 | $5,289+235.5% | $4,936+259.5% | $4,663+280.6% |
| Participant deferral / active EE | $6,868 | $8,429-18.5% | $8,071-14.9% | $6,691+2.7% |
| Admin fee / account holder | $15,228 | $15,050+1.2% | $13,005+17.1% | $13,402+13.6% |