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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,974 | $81,668-86.6% | $58,507-81.2% | $139,487-92.1% |
| Participation rate | 66.7% | 61.3%+5.3pp | 50.9%+15.8pp | 80.3%-13.7pp |
| Annual return | 22.08% | 7430.07%-7408.0pp | 4252.32%-4230.2pp | 373.84%-351.8pp |
| Employer contribution / active EE | $616 | $1,398-55.9% | $1,053-41.5% | $4,755-87.0% |
| Participant deferral / active EE | $1,922 | $2,554-24.7% | $1,9220% | $6,713-71.4% |
| Admin fee / account holder | $340 | $3,212-89.4% | $2,486-86.3% | $11,407-97.0% |