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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,722 | $90,614-87.1% | $76,089-84.6% | $145,877-92.0% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.1%+14.2pp | 80.3%+3.0pp |
| Annual return | 14.48% | 623.80%-609.3pp | 360.94%-346.5pp | 551.28%-536.8pp |
| Employer contribution / active EE | $1,757 | $3,324-47.1% | $2,690-34.7% | $4,663-62.3% |
| Participant deferral / active EE | $3,620 | $5,168-30.0% | $4,259-15.0% | $6,691-45.9% |
| Admin fee / account holder | $1,300 | $8,376-84.5% | $6,418-79.7% | $13,402-90.3% |