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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,518 | $72,071-56.3% | $68,368-53.9% | $137,256-77.0% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 20.22% | 353.14%-332.9pp | 292.57%-272.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $1,715 | $2,788-38.5% | $2,649-35.3% | $4,156-58.7% |
| Participant deferral / active EE | $12,195 | $4,410+176.5% | $4,123+195.8% | $6,407+90.3% |
| Admin fee / account holder | $377 | $5,336-92.9% | $5,150-92.7% | $12,270-96.9% |