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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,990 | $76,785-7.5% | $56,441+25.8% | $145,959-51.4% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 7.22% | 3000.51%-2993.3pp | 1704.21%-1697.0pp | 561.95%-554.7pp |
| Employer contribution / active EE | $1,332 | $1,381-3.5% | $1,039+28.2% | $4,661-71.4% |
| Participant deferral / active EE | $10,427 | $2,624+297.4% | $1,953+433.9% | $6,689+55.9% |
| Admin fee / account holder | $980 | $3,334-70.6% | $2,829-65.4% | $13,398-92.7% |