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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,990 | $76,608-7.3% | $56,077+26.6% | $145,877-51.3% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 7.22% | 3009.59%-3002.4pp | 1709.28%-1702.1pp | 551.28%-544.1pp |
| Employer contribution / active EE | $1,332 | $1,382-3.6% | $1,040+28.0% | $4,663-71.4% |
| Participant deferral / active EE | $10,427 | $2,624+297.3% | $1,954+433.6% | $6,691+55.8% |
| Admin fee / account holder | $980 | $3,325-70.5% | $2,825-65.3% | $13,402-92.7% |