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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,897 | $185,905-88.2% | $170,057-87.1% | $139,487-84.3% |
| Participation rate | 90.9% | 87.8%+3.1pp | 87.0%+3.9pp | 80.3%+10.6pp |
| Annual return | 84.07% | 60.56%+23.5pp | 53.42%+30.7pp | 373.84%-289.8pp |
| Employer contribution / active EE | $4,574 | $7,597-39.8% | $6,790-32.6% | $4,755-3.8% |
| Participant deferral / active EE | $9,618 | $11,627-17.3% | $10,411-7.6% | $6,713+43.3% |
| Admin fee / account holder | $1,148 | $15,397-92.5% | $12,826-91.0% | $11,407-89.9% |