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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,596 | $148,623-76.7% | $135,974-74.6% | $139,466-75.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.76% | 79.30%-56.5pp | 68.30%-45.5pp | 373.66%-350.9pp |
| Employer contribution / active EE | $1,999 | $5,246-61.9% | $4,859-58.9% | $4,754-57.9% |
| Participant deferral / active EE | $7,392 | $8,103-8.8% | $7,760-4.7% | $6,712+10.1% |
| Admin fee / account holder | $1,421 | $12,406-88.5% | $10,767-86.8% | $11,409-87.5% |