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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,343 | $73,848-79.2% | $143,799-89.3% | $68,486-77.6% |
| Participation rate | 58.3% | 66.7%-8.3pp | 80.3%-22.0pp | 67.9%-9.6pp |
| Annual return | 1.45% | 0.91%+0.5pp | -0.04%+1.5pp | -7.85%+9.3pp |
| Employer contribution / active EE | $1,764 | $3,184-44.6% | $4,952-64.4% | $2,597-32.0% |
| Participant deferral / active EE | $3,605 | $3,385+6.5% | $5,638-36.1% | $4,028-10.5% |
| Admin fee / account holder | $255 | $5,755-95.6% | $14,677-98.3% | $5,404-95.3% |