Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,553 | $55,470-52.1% | $155,556-82.9% | $74,478-64.3% |
| Participation rate | 62.0% | 61.9%+0.1pp | 78.2%-16.2pp | 67.2%-5.2pp |
| Annual return | 34.04% | 269.80%-235.8pp | 64.84%-30.8pp | 1370.56%-1336.5pp |
| Employer contribution / active EE | $2,251 | $2,267-0.7% | $4,675-51.8% | $2,626-14.3% |
| Participant deferral / active EE | $4,498 | $2,838+58.5% | $5,631-20.1% | $4,350+3.4% |
| Admin fee / account holder | $1,787 | $1,744+2.5% | $15,885-88.7% | $1,946-8.2% |