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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,478 | $148,623-76.8% | $135,974-74.6% | $139,466-75.3% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 20.57% | 79.30%-58.7pp | 68.30%-47.7pp | 373.66%-353.1pp |
| Employer contribution / active EE | $2,194 | $5,246-58.2% | $4,859-54.9% | $4,754-53.9% |
| Participant deferral / active EE | $5,391 | $8,103-33.5% | $7,760-30.5% | $6,712-19.7% |
| Admin fee / account holder | $5,759 | $12,406-53.6% | $10,767-46.5% | $11,409-49.5% |