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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,300 | $154,193+36.4% | $130,045+61.7% | $139,466+50.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.26% | 32.51%-18.3pp | -137.30%+151.6pp | 373.66%-359.4pp |
| Employer contribution / active EE | $22,785 | $5,292+330.6% | $4,321+427.3% | $4,754+379.3% |
| Participant deferral / active EE | $9,998 | $6,709+49.0% | $5,820+71.8% | $6,712+49.0% |
| Admin fee / account holder | $5,864 | $13,989-58.1% | $10,600-44.7% | $11,409-48.6% |