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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,081 | $70,917-50.5% | $98,920-64.5% | $73,493-52.3% |
| Participation rate | 100.0% | 73.8%+26.2pp | 76.0%+24.0pp | 70.7%+29.3pp |
| Annual return | 86.87% | 34.18%+52.7pp | 196.47%-109.6pp | 28.51%+58.4pp |
| Employer contribution / active EE | $5,556 | $2,037+172.8% | $2,689+106.6% | $2,270+144.8% |
| Participant deferral / active EE | $9,789 | $3,501+179.6% | $4,245+130.6% | $3,740+161.7% |
| Admin fee / account holder | $1,644 | $535+207.3% | $6,643-75.3% | $513+220.4% |