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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,058 | $197,637-8.9% | $177,848+1.2% | $158,982+13.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 261.72% | 58.77%+202.9pp | 48.33%+213.4pp | 302.99%-41.3pp |
| Employer contribution / active EE | $15,087 | $6,698+125.2% | $5,919+154.9% | $4,763+216.8% |
| Participant deferral / active EE | $10,263 | $8,405+22.1% | $7,714+33.0% | $5,983+71.5% |
| Admin fee / account holder | $1,211 | $15,406-92.1% | $12,431-90.3% | $11,252-89.2% |