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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,057 | $73,863-83.7% | $143,797-91.6% | $68,490-82.4% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -24.79% | 0.91%-25.7pp | -0.04%-24.8pp | -7.85%-16.9pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,700 | $3,385+127.5% | $5,638+36.6% | $4,028+91.2% |
| Admin fee / account holder | $1,247 | $5,756-78.3% | $14,679-91.5% | $5,403-76.9% |