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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,892 | $27,936-64.6% | $58,561-83.1% | $75,173-86.8% |
| Participation rate | 17.5% | 38.8%-21.3pp | 50.9%-33.4pp | 67.2%-49.7pp |
| Annual return | 24.73% | 44.21%-19.5pp | 4251.33%-4226.6pp | 160.72%-136.0pp |
| Employer contribution / active EE | $259 | $670-61.3% | $1,053-75.4% | $2,671-90.3% |
| Participant deferral / active EE | $369 | $1,202-69.3% | $1,923-80.8% | $4,126-91.1% |
| Admin fee / account holder | $318 | $1,727-81.6% | $2,520-87.4% | $5,651-94.4% |