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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,828 | $124,330-87.3% | $109,173-85.5% | $167,536-90.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.45% | 26.04%-13.6pp | 25.75%-13.3pp | 478.82%-466.4pp |
| Employer contribution / active EE | $2,000 | $4,209-52.5% | $3,723-46.3% | $4,839-58.7% |
| Participant deferral / active EE | $2,410 | $5,256-54.2% | $4,654-48.2% | $6,342-62.0% |
| Admin fee / account holder | $581 | $7,974-92.7% | $6,755-91.4% | $12,315-95.3% |