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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,606 | $217,432-66.1% | $185,849-60.4% | $167,536-56.1% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 15.74% | 148.42%-132.7pp | 122.10%-106.4pp | 478.82%-463.1pp |
| Employer contribution / active EE | $2,909 | $5,875-50.5% | $5,169-43.7% | $4,839-39.9% |
| Participant deferral / active EE | $6,152 | $6,357-3.2% | $5,569+10.5% | $6,342-3.0% |
| Admin fee / account holder | $2,786 | $19,818-85.9% | $16,244-82.8% | $12,315-77.4% |