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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,064 | $141,004-82.9% | $112,273-78.6% | $139,466-82.7% |
| Participation rate | 88.9% | 79.2%+9.7pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 34.87% | 32.75%+2.1pp | 30.23%+4.6pp | 373.66%-338.8pp |
| Employer contribution / active EE | $7,237 | $4,285+68.9% | $3,431+110.9% | $4,754+52.2% |
| Participant deferral / active EE | $7,504 | $5,878+27.7% | $4,800+56.3% | $6,712+11.8% |
| Admin fee / account holder | $5,083 | $9,959-49.0% | $7,752-34.4% | $11,409-55.4% |