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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,033 | $150,346-73.4% | $120,524-66.8% | $145,877-72.6% |
| Participation rate | 90.0% | 78.8%+11.2pp | 71.9%+18.1pp | 80.3%+9.7pp |
| Annual return | 10.99% | 154.40%-143.4pp | 107.36%-96.4pp | 551.28%-540.3pp |
| Employer contribution / active EE | $7,479 | $4,353+71.8% | $3,469+115.6% | $4,663+60.4% |
| Participant deferral / active EE | $7,479 | $6,172+21.2% | $4,994+49.8% | $6,691+11.8% |
| Admin fee / account holder | $2,095 | $12,215-82.8% | $9,440-77.8% | $13,402-84.4% |