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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,725 | $114,712-73.2% | $173,730-82.3% | $87,485-64.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 22.61% | 20.18%+2.4pp | 19.96%+2.7pp | 26.06%-3.5pp |
| Employer contribution / active EE | $3,945 | $2,904+35.8% | $4,577-13.8% | $2,596+52.0% |
| Participant deferral / active EE | $3,032 | $4,642-34.7% | $6,326-52.1% | $4,274-29.1% |
| Admin fee / account holder | $1,003 | $10,210-90.2% | $17,523-94.3% | $7,775-87.1% |