Filed November 4, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,014 | $78,672-46.6% | $109,143-61.5% | $85,850-51.1% |
| Participation rate | 31.5% | 68.3%-36.8pp | 75.9%-44.4pp | 69.3%-37.8pp |
| Annual return | 13.20% | 25.09%-11.9pp | 25.75%-12.5pp | 318.53%-305.3pp |
| Employer contribution / active EE | $1,071 | $2,735-60.9% | $3,722-71.2% | $2,565-58.3% |
| Participant deferral / active EE | $2,671 | $3,467-23.0% | $4,653-42.6% | $3,952-32.4% |
| Admin fee / account holder | $597 | $5,469-89.1% | $6,752-91.2% | $6,260-90.5% |