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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,547 | $160,040-52.2% | $147,096-48.0% | $145,877-47.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 2966.93% | 98.49%+2868.4pp | 419.75%+2547.2pp | 551.28%+2415.6pp |
| Employer contribution / active EE | $10,167 | $5,289+92.2% | $4,936+106.0% | $4,663+118.0% |
| Participant deferral / active EE | $10,167 | $8,429+20.6% | $8,071+26.0% | $6,691+52.0% |
| Admin fee / account holder | $298,293 | $15,050+1882.0% | $13,005+2193.6% | $13,402+2125.7% |