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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,547 | $160,070-52.2% | $147,117-48.0% | $145,897-47.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 2966.93% | 98.69%+2868.2pp | 420.54%+2546.4pp | 552.29%+2414.6pp |
| Employer contribution / active EE | $10,167 | $5,285+92.4% | $4,932+106.1% | $4,663+118.0% |
| Participant deferral / active EE | $10,167 | $8,419+20.8% | $8,065+26.1% | $6,689+52.0% |
| Admin fee / account holder | $298,293 | $15,035+1884.0% | $12,993+2195.8% | $13,390+2127.7% |