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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,547 | $159,934-52.1% | $147,005-47.9% | $145,959-47.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 2966.93% | 98.24%+2868.7pp | 418.76%+2548.2pp | 561.95%+2405.0pp |
| Employer contribution / active EE | $10,167 | $5,287+92.3% | $4,934+106.0% | $4,661+118.1% |
| Participant deferral / active EE | $10,167 | $8,427+20.6% | $8,070+26.0% | $6,689+52.0% |
| Admin fee / account holder | $298,293 | $15,053+1881.6% | $13,006+2193.5% | $13,398+2126.4% |