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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,446 | $102,429-64.4% | $147,096-75.2% | $80,925-55.0% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.7%+22.3pp |
| Annual return | 14.00% | 135.02%-121.0pp | 419.75%-405.7pp | 35.65%-21.7pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $12,602 | $6,649+89.5% | $8,071+56.1% | $4,299+193.2% |
| Admin fee / account holder | $11,418 | $7,957+43.5% | $13,005-12.2% | $6,940+64.5% |