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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,032 | $148,629-89.2% | $135,982-88.2% | $139,487-88.5% |
| Participation rate | 56.3% | 83.9%-27.6pp | 81.9%-25.7pp | 80.3%-24.1pp |
| Annual return | 36.33% | 79.33%-43.0pp | 68.32%-32.0pp | 373.84%-337.5pp |
| Employer contribution / active EE | $1,847 | $5,247-64.8% | $4,859-62.0% | $4,755-61.2% |
| Participant deferral / active EE | $3,348 | $8,102-58.7% | $7,760-56.9% | $6,713-50.1% |
| Admin fee / account holder | $48 | $12,406-99.6% | $10,767-99.6% | $11,407-99.6% |