Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,287 | $81,476-86.1% | $102,383-89.0% | $80,925-86.1% |
| Participation rate | 60.7% | 66.8%-6.1pp | 74.5%-13.8pp | 67.7%-6.9pp |
| Annual return | 78.37% | 25.59%+52.8pp | 24.94%+53.4pp | 35.65%+42.7pp |
| Employer contribution / active EE | $1,207 | $3,105-61.1% | $3,870-68.8% | $2,756-56.2% |
| Participant deferral / active EE | $2,979 | $3,871-23.0% | $5,060-41.1% | $4,299-30.7% |
| Admin fee / account holder | $375 | $6,717-94.4% | $8,391-95.5% | $6,940-94.6% |