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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,832 | $112,935-85.1% | $90,970-81.5% | $158,966-89.4% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 13.12% | 215.79%-202.7pp | 134.58%-121.5pp | 302.95%-289.8pp |
| Employer contribution / active EE | $2,577 | $2,895-11.0% | $2,122+21.4% | $4,762-45.9% |
| Participant deferral / active EE | $8,031 | $4,129+94.5% | $3,373+138.1% | $5,983+34.2% |
| Admin fee / account holder | $19,549 | $8,045+143.0% | $5,960+228.0% | $11,250+73.8% |