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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,451 | $160,070-86.0% | $147,117-84.7% | $145,897-84.6% |
| Participation rate | 56.5% | 84.0%-27.5pp | 82.2%-25.7pp | 80.3%-23.8pp |
| Annual return | 15.04% | 98.69%-83.6pp | 420.54%-405.5pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,414 | $5,285-73.2% | $4,932-71.3% | $4,663-69.7% |
| Participant deferral / active EE | $2,589 | $8,419-69.3% | $8,065-67.9% | $6,689-61.3% |
| Admin fee / account holder | $881 | $15,035-94.1% | $12,993-93.2% | $13,390-93.4% |