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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,834 | $160,040-28.9% | $147,096-22.6% | $145,877-22.0% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 15.57% | 98.49%-82.9pp | 419.75%-404.2pp | 551.28%-535.7pp |
| Employer contribution / active EE | $11,015 | $5,289+108.2% | $4,936+123.2% | $4,663+136.2% |
| Participant deferral / active EE | $13,758 | $8,429+63.2% | $8,071+70.5% | $6,691+105.6% |
| Admin fee / account holder | $7,314 | $15,050-51.4% | $13,005-43.8% | $13,402-45.4% |