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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,834 | $160,070-28.9% | $147,117-22.6% | $145,897-22.0% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 15.57% | 98.69%-83.1pp | 420.54%-405.0pp | 552.29%-536.7pp |
| Employer contribution / active EE | $11,015 | $5,285+108.4% | $4,932+123.3% | $4,663+136.2% |
| Participant deferral / active EE | $13,758 | $8,419+63.4% | $8,065+70.6% | $6,689+105.7% |
| Admin fee / account holder | $7,314 | $15,035-51.4% | $12,993-43.7% | $13,390-45.4% |