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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,834 | $159,934-28.8% | $147,005-22.6% | $145,959-22.0% |
| Participation rate | 93.8% | 84.0%+9.8pp | 82.2%+11.6pp | 80.3%+13.5pp |
| Annual return | 15.57% | 98.24%-82.7pp | 418.76%-403.2pp | 561.95%-546.4pp |
| Employer contribution / active EE | $11,015 | $5,287+108.3% | $4,934+123.2% | $4,661+136.3% |
| Participant deferral / active EE | $13,758 | $8,427+63.3% | $8,070+70.5% | $6,689+105.7% |
| Admin fee / account holder | $7,314 | $15,053-51.4% | $13,006-43.8% | $13,398-45.4% |