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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,651 | $65,125-16.1% | $143,797-62.0% | $66,949-18.4% |
| Participation rate | 61.4% | 65.2%-3.8pp | 80.3%-18.9pp | 69.8%-8.4pp |
| Annual return | -15.96% | -11.13%-4.8pp | -0.04%-15.9pp | 1.57%-17.5pp |
| Employer contribution / active EE | $1,374 | $2,362-41.8% | $4,952-72.3% | $2,545-46.0% |
| Participant deferral / active EE | $1,884 | $2,920-35.5% | $5,638-66.6% | $4,239-55.6% |
| Admin fee / account holder | $5,403 | $503+974.9% | $14,679-63.2% | $594+810.3% |