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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,090 | $37,446-51.7% | $77,513-76.7% | $79,852-77.3% |
| Participation rate | 72.1% | 41.5%+30.6pp | 54.2%+17.9pp | 69.6%+2.5pp |
| Annual return | 8.72% | 39.76%-31.0pp | 54.81%-46.1pp | 31.72%-23.0pp |
| Employer contribution / active EE | $274 | $637-57.1% | $987-72.3% | $2,471-88.9% |
| Participant deferral / active EE | $588 | $1,261-53.4% | $1,861-68.4% | $3,740-84.3% |
| Admin fee / account holder | $7,281 | $2,506+190.5% | $2,859+154.7% | $5,306+37.2% |