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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,660 | $29,319-15.9% | $52,425-53.0% | $82,448-70.1% |
| Participation rate | 22.4% | 46.9%-24.4pp | 55.6%-33.2pp | 68.1%-45.6pp |
| Annual return | 16.36% | 535.20%-518.8pp | 302.12%-285.8pp | 41.64%-25.3pp |
| Employer contribution / active EE | $239 | $586-59.2% | $914-73.8% | $2,551-90.6% |
| Participant deferral / active EE | $441 | $1,171-62.4% | $1,790-75.4% | $4,139-89.4% |
| Admin fee / account holder | $4,247 | $1,962+116.4% | $2,495+70.2% | $7,234-41.3% |