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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,847 | $78,690-72.2% | $161,489-86.5% | $87,485-75.0% |
| Participation rate | 40.0% | 67.5%-27.5pp | 78.7%-38.7pp | 68.9%-28.9pp |
| Annual return | 18.46% | 32.74%-14.3pp | 89.72%-71.3pp | 26.06%-7.6pp |
| Employer contribution / active EE | $990 | $2,588-61.7% | $4,268-76.8% | $2,596-61.9% |
| Participant deferral / active EE | $992 | $3,311-70.0% | $5,630-82.4% | $4,274-76.8% |
| Admin fee / account holder | $4,178 | $6,724-37.9% | $16,006-73.9% | $7,775-46.3% |