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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,127 | $82,324+82.4% | $68,803+118.2% | $134,545+11.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -21.71% | -2.17%-19.5pp | -6.37%-15.3pp | 418.37%-440.1pp |
| Employer contribution / active EE | $12,648 | $3,302+283.1% | $2,656+376.3% | $4,742+166.8% |
| Participant deferral / active EE | $19,371 | $4,740+308.7% | $3,942+391.4% | $6,401+202.6% |
| Admin fee / account holder | $4,284 | $6,485-33.9% | $4,936-13.2% | $11,431-62.5% |