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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,408 | $107,363-63.3% | $92,909-57.6% | $152,897-74.2% |
| Participation rate | 83.3% | 79.8%+3.5pp | 76.0%+7.3pp | 82.5%+0.9pp |
| Annual return | 12.41% | 145.63%-133.2pp | 109.44%-97.0pp | 345.43%-333.0pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,132 | $4,848-35.4% | $4,238-26.1% | $5,851-46.5% |
| Admin fee / account holder | $47,160 | $7,082+566.0% | $5,795+713.8% | $11,599+306.6% |