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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,361 | $58,258-49.6% | $81,820-64.1% | $80,925-63.7% |
| Participation rate | 76.0% | 63.5%+12.5pp | 72.4%+3.6pp | 67.7%+8.3pp |
| Annual return | 14.38% | 41.76%-27.4pp | 777.93%-763.5pp | 35.65%-21.3pp |
| Employer contribution / active EE | $2,079 | $2,345-11.4% | $2,915-28.7% | $2,756-24.6% |
| Participant deferral / active EE | $3,605 | $3,284+9.8% | $4,323-16.6% | $4,299-16.1% |
| Admin fee / account holder | $932 | $4,976-81.3% | $7,391-87.4% | $6,940-86.6% |