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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $64,870 |
Service code 37 · EIN 04-2647786 | Loan Processing | $27,354 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,774 | $104,497+66.3% | $159,487+9.0% | $79,389+118.9% |
| Participation rate | 96.5% | 76.6%+19.9pp | 82.8%+13.7pp | 70.7%+25.8pp |
| Annual return | 17.99% | 67.98%-50.0pp | 263.71%-245.7pp | 116.89%-98.9pp |
| Employer contribution / active EE | $4,783 | $3,418+40.0% | $4,831-1.0% | $2,428+97.0% |
| Participant deferral / active EE | $16,419 | $6,468+153.8% | $7,354+123.3% | $4,046+305.8% |
| Admin fee / account holder | $499 | $711-29.9% | $10,804-95.4% | $626-20.4% |